EMVCard analysis example

---------------------------------------------------------------------
[Step 1] SELECT FILE Master File (if available)
---------------------------------------------------------------------
00 A4 00 00 00
response hex    
:

response SW1SW2
: 6d 00
response ascii  
:
response parsed
:


---------------------------------------------------------------------
[Step 2] SELECT FILE 1PAY.SYS.DDF01 to get the PSE directory
---------------------------------------------------------------------
00 A4 04 00 0E 31 50 41 59 2E 53 59 53 2E 44 44 46 30 31
response hex    
:
6f 20 84 0e 31 50 41 59 2e 53 59 53 2e 44 44 46
30 31 a5 0e 88 01 02 5f 2d 04 6e 6f 65 6e 9f 11
01 01
response SW1SW2
: 90 00
response ascii  
: o ..1PAY.SYS.DDF01....._-.noen....
response parsed
:

6f 20 -- File Control Information (FCI) Template
     
84 0e -- Dedicated File (DF) Name
           
31 50 41 59 2e 53 59 53 2e 44 44 46 30 31 (BINARY)
      a5
0e -- File Control Information (FCI) Proprietary Template
           
88 01 -- Short File Identifier (SFI)
                 
02 (BINARY)
           
5f 2d 04 -- Language Preference
                     
6e 6f 65 6e (=noen)
           
9f 11 01 -- Issuer Code Table Index
                     
01 (NUMERIC)

---------------------------------------------------------------------
[Step 3] Send READ RECORD to read all records in SFI 2
---------------------------------------------------------------------
00 B2 01 14 00
response hex    
:
70 23 61 21 4f 07 a1 23 45 67 89 10 10 50 04 56
49 53 41 9f 12 0c 56 49 53 41 20 43 6c 61 73 73
69 63 87 01 02
response SW1SW2
: 90 00
response ascii  
: p#a!O..#Eg...P.VISA...VISA Classic...
response parsed
:

70 23 -- Record Template (EMV Proprietary)
     
61 21 -- Application Template
           
4f 07 -- Application Identifier (AID) - card
                  a1
23 45 67 89 10 10 (BINARY)
           
50 04 -- Application Label
                 
56 49 53 41 (=VISA)
           
9f 12 0c -- Application Preferred Name
                     
56 49 53 41 20 43 6c 61 73 73 69 63 (=VISA Classic)
           
87 01 -- Application Priority Indicator
                 
02 (BINARY)

---------------------------------------------------------------------
[Step 4] Send READ RECORD to read all records in SFI 2
---------------------------------------------------------------------
00 B2 02 14 00
response hex    
:
70 25 61 23 4f 07 d5 78 00 00 02 10 10 50 09 62
61 6e 6b 61 78 65 70 74 9f 12 09 62 61 6e 6b 61
78 65 70 74 87 01 01
response SW1SW2
: 90 00
response ascii  
: p%a#O..x.....P.bankaxept...bankaxept...
response parsed
:

70 25 -- Record Template (EMV Proprietary)
     
61 23 -- Application Template
           
4f 07 -- Application Identifier (AID) - card
                  d5
78 00 00 02 10 10 (BINARY)
           
50 09 -- Application Label
                 
62 61 6e 6b 61 78 65 70 74 (=bankaxept)
           
9f 12 09 -- Application Preferred Name
                     
62 61 6e 6b 61 78 65 70 74 (=bankaxept)
           
87 01 -- Application Priority Indicator
                 
01 (BINARY)

---------------------------------------------------------------------
[Step 5] Send READ RECORD to read all records in SFI 2
---------------------------------------------------------------------
00 B2 03 14 00
response hex    
:

response SW1SW2
: 6a 83
response ascii  
:
response parsed
:


---------------------------------------------------------------------
[Step 6] Select application by AID
---------------------------------------------------------------------
00 A4 04 00 07 a1 23 45 67 89 10 10
response hex    
:
6f 37 84 07 a1 23 45 67 89 10 10 a5 2c 50 04 56
49 53 41 87 01 02 9f 38 06 9f 1a 02 5f 2a 02 5f
2d 04 6e 6f 65 6e 9f 11 01 01 9f 12 0c 56 49 53
41 20 43 6c 61 73 73 69 63
response SW1SW2
: 90 00
response ascii  
: o7...#Eg....,P.VISA....8...._*._-.noen.......VISA Classic
response parsed
:

6f 37 -- File Control Information (FCI) Template
     
84 07 -- Dedicated File (DF) Name
            a1
23 45 67 89 10 10 (BINARY)
      a5
2c -- File Control Information (FCI) Proprietary Template
           
50 04 -- Application Label
                 
56 49 53 41 (=VISA)
           
87 01 -- Application Priority Indicator
                 
02 (BINARY)
           
9f 38 06 -- Processing Options Data Object List (PDOL)
                     
9f 1a 02 -- Terminal Country Code
                     
5f 2a 02 -- Transaction Currency Code
           
5f 2d 04 -- Language Preference
                     
6e 6f 65 6e (=noen)
           
9f 11 01 -- Issuer Code Table Index
                     
01 (NUMERIC)
           
9f 12 0c -- Application Preferred Name
                     
56 49 53 41 20 43 6c 61 73 73 69 63 (=VISA Classic)

---------------------------------------------------------------------
[Step 7] Send GET PROCESSING OPTIONS command
---------------------------------------------------------------------
80 A8 00 00 06 83 04 08 26 08 26
response hex    
:
80 0a 5c 00 08 01 01 00 08 02 05 01
response SW1SW2
: 90 00
response ascii  
: ..\.........
response parsed
:

80 0a -- Response Message Template Format 1
     
5c 00 08 01 01 00 08 02 05 01 (BINARY)

---------------------------------------------------------------------
[Step 8] Send READ RECORD to read SFI 1 record 1
---------------------------------------------------------------------
00 B2 01 0c 00
response hex    
:
70 4d 9f 1f 18 32 34 39 35 30 30 30 30 30 30 30
30 30 30 30 31 30 31 30 30 30 30 30 30 57 13 54
11 11 88 88 88 88 82 d1 20 32 01 12 34 56 78 90
00 0f 5f 20 1a 53 4d 49 54 48 2f 4a 4f 48 4e 20
20 20 20 20 20 20 20 20 20 20 20 20 20 20 20
response SW1SW2
: 90 00
response ascii  
: pM...249500000000000101000000W.T........ 2..4Vx..._ .SMITH/JOHN                
response parsed
:

70 4d -- Record Template (EMV Proprietary)
     
9f 1f 18 -- [Magnetic Stripe] Track 1 Discretionary Data
               
32 34 39 35 30 30 30 30 30 30 30 30 30 30 30 31
               
30 31 30 30 30 30 30 30 (=249500000000000101000000)
     
57 13 -- Track 2 Equivalent Data
           
54 11 11 88 88 88 88 82 d1 20 32 01 12 34 56 78
           
90 00 0f (BINARY)
     
5f 20 1a -- Cardholder Name
               
53 4d 49 54 48 2f 4a 4f 48 4e 20 20 20 20 20 20
               
20 20 20 20 20 20 20 20 20 20 (=SMITH/JOHN                )

---------------------------------------------------------------------
[Step 9] Send READ RECORD to read SFI 1 record 2
---------------------------------------------------------------------
00 B2 02 0c 00
response hex    
:
70 50 5f 24 03 12 03 31 5f 25 03 09 02 05 5a 08
54 11 11 88 88 88 88 82 5f 34 01 01 9f 07 02 ff
00 8e 12 00 00 00 00 00 00 00 00 42 01 41 03 5e
03 42 03 1f 00 9f 0d 05 f0 20 24 28 00 9f 0e 05
00 50 80 00 00 9f 0f 05 f0 28 3c f8 00 5f 28 02
05 78
response SW1SW2
: 90 00
response ascii  
: pP_$...1_%....Z.T......._4.................B.A.^.B....... $(.....P.......(<.._(..x
response parsed
:

70 50 -- Record Template (EMV Proprietary)
     
5f 24 03 -- Application Expiration Date
               
12 03 31 (NUMERIC)
     
5f 25 03 -- Application Effective Date
               
09 02 05 (NUMERIC)
     
5a 08 -- Application Primary Account Number (PAN)
           
54 11 11 88 88 88 88 82 (NUMERIC)
     
5f 34 01 -- Application Primary Account Number (PAN) Sequence Number
               
01 (NUMERIC)
     
9f 07 02 -- Application Usage Control
               ff
00 (BINARY)
     
8e 12 -- Cardholder Verification Method (CVM) List
           
00 00 00 00 00 00 00 00 42 01 41 03 5e 03 42 03
           
1f 00 (BINARY)
     
9f 0d 05 -- Issuer Action Code - Default
               f0
20 24 28 00 (BINARY)
     
9f 0e 05 -- Issuer Action Code - Denial
               
00 50 80 00 00 (BINARY)
     
9f 0f 05 -- Issuer Action Code - Online
               f0
28 3c f8 00 (BINARY)
     
5f 28 02 -- Issuer Country Code
               
05 78 (NUMERIC)

---------------------------------------------------------------------
[Step 10] Send READ RECORD to read SFI 1 record 3
---------------------------------------------------------------------
00 B2 03 0c 00
response hex    
:
70 47 9f 42 02 05 78 9f 44 01 02 9f 08 02 00 8c
8c 15 9f 02 06 9f 03 06 9f 1a 02 95 05 5f 2a 02
9a 03 9c 01 9f 37 04 8d 17 8a 02 9f 02 06 9f 03
06 9f 1a 02 95 05 5f 2a 02 9a 03 9c 01 9f 37 04
5f 30 02 02 01 9f 4a 01 82
response SW1SW2
: 90 00
response ascii  
: pG.B..x.D...................._*......7................_*......7._0....J..
response parsed
:

70 47 -- Record Template (EMV Proprietary)
     
9f 42 02 -- Application Currency Code
               
05 78 (NUMERIC)
     
9f 44 01 -- Application Currency Exponent
               
02 (NUMERIC)
     
9f 08 02 -- Application Version Number - card
               
00 8c (BINARY)
     
8c 15 -- Card Risk Management Data Object List 1 (CDOL1)
           
9f 02 06 -- Amount, Authorised (Numeric)
           
9f 03 06 -- Amount, Other (Numeric)
           
9f 1a 02 -- Terminal Country Code
           
95 05 -- Terminal Verification Results (TVR)
           
5f 2a 02 -- Transaction Currency Code
           
9a 03 -- Transaction Date
           
9c 01 -- Transaction Type
           
9f 37 04 -- Unpredictable Number
     
8d 17 -- Card Risk Management Data Object List 2 (CDOL2)
           
8a 02 -- Authorisation Response Code
           
9f 02 06 -- Amount, Authorised (Numeric)
           
9f 03 06 -- Amount, Other (Numeric)
           
9f 1a 02 -- Terminal Country Code
           
95 05 -- Terminal Verification Results (TVR)
           
5f 2a 02 -- Transaction Currency Code
           
9a 03 -- Transaction Date
           
9c 01 -- Transaction Type
           
9f 37 04 -- Unpredictable Number
     
5f 30 02 -- Service Code
               
02 01 (NUMERIC)
     
9f 4a 01 -- Static Data Authentication Tag List
               
82 (BINARY)

---------------------------------------------------------------------
[Step 11] Send READ RECORD to read SFI 1 record 4
---------------------------------------------------------------------
00 B2 04 0c 00
response hex    
:
70 81 c0 8f 01 07 90 81 90 04 71 93 ac fb 32 3a
bb
95 ac e6 c5 b4 69 27 6d b5 93 16 73 cb a2 e0
ee
23 37 9d 02 79 50 b6 c1 c8 4d 59 e9 aa 7a 54
1b 51 06 0b 0b df 51 4f 44 40 10 2b ee e8 4c 38
3a ce 13 b0 72 84 4e 97 a6 5e 0e 69 b1 c8 c5 dc
f3
08 b4 26 b8 b3 3d 72 07 ff 29 a7 7d d5 64 46
ae
8d ba b8 d1 b9 ea 6a 32 ab 11 64 e7 35 2c 14
6d 0a 61 e6 de b1 ec 2f 91 25 27 b9 ce df 72 a9
b0
86 3a 9c 45 b4 9a 81 8a f4 69 8c 71 c9 72 d2
eb
25 41 84 5e 4d f8 a3 49 9f 32 01 03 92 24 5b
c8 f7
38 4c 06 dc dc 35 97 51 d1 d4 31 52 0d f5
ff
2d 43 47 4a 88 60 3c 9e fc a0 66 6a 1a 42 bd
f0 a4 f5
response SW1SW2
: 90 00
response ascii  
: p.........q...2:......i'm...s....#7..yP...MY..zT.Q....QOD@.+..L8:...r.N..^.i.......&..=r..).}.dF.......j2..d.5,.m.a..../.%'...r...:.E.....i.q.r..%A.^M..I.2...$[..8L...5.Q..1R...-CGJ.`<...fj.B.... [`]
response parsed
:

70 81 c0 -- Record Template (EMV Proprietary)
         
8f 01 -- Certification Authority Public Key Index - card
               
07 (BINARY)
         
90 81 90 -- Issuer Public Key Certificate
                 
04 71 93 ac fb 32 3a bb 95 ac e6 c5 b4 69 27 6d
                  b5
93 16 73 cb a2 e0 ee 23 37 9d 02 79 50 b6 c1
                  c8
4d 59 e9 aa 7a 54 1b 51 06 0b 0b df 51 4f 44
                 
40 10 2b ee e8 4c 38 3a ce 13 b0 72 84 4e 97 a6
                 
5e 0e 69 b1 c8 c5 dc f3 08 b4 26 b8 b3 3d 72 07
                  ff
29 a7 7d d5 64 46 ae 8d ba b8 d1 b9 ea 6a 32
                  ab
11 64 e7 35 2c 14 6d 0a 61 e6 de b1 ec 2f 91
                 
25 27 b9 ce df 72 a9 b0 86 3a 9c 45 b4 9a 81 8a
                  f4
69 8c 71 c9 72 d2 eb 25 41 84 5e 4d f8 a3 49 (BINARY)
         
9f 32 01 -- Issuer Public Key Exponent
                 
03 (BINARY)
         
92 24 -- Issuer Public Key Remainder
               
5b c8 f7 38 4c 06 dc dc 35 97 51 d1 d4 31 52 0d
               f5 ff
2d 43 47 4a 88 60 3c 9e fc a0 66 6a 1a 42
               bd f0 a4 f5
(BINARY)

---------------------------------------------------------------------
[Step 12] Send READ RECORD to read SFI 1 record 5
---------------------------------------------------------------------
00 B2 05 0c 00
response hex    
:
70 81 93 93 81 90 41 7c 43 3e 07 08 e7 14 4e ce
c1 d3
6b bf 44 09 2e fe 27 3d aa 24 cb 34 c3 77
9e 4f 29 e7 7f 59 10 a9 c5 7e 0c bb e3 73 81 93
b3
51 f5 e4 66 18 75 1f 0a 5f fb 59 c7 76 1f f1
28 8d dd ac a8 86 9b 61 14 b0 5c 6b 79 e4 d3 2b
97 95 c7 b4 ea e4 62 17 1b 05 90 7d 67 09 03 4e
58 26 aa 97 a8 d8 ab 71 c5 70 a5 8d 4a 4a f0 a5
a7
06 5e 7a 22 ec 9b d3 a0 06 f2 4d 29 40 9c 22
88 87 c8 14 2a f1 37 da d9 f8 3c 64 96 32 ce ab
8b 3c 1c d1 eb 58
response SW1SW2
: 90 00
response ascii  
: p.....A|C>....N...k.D...'=.$.4.w.O)..Y...~...s...Q..f.u.._.Y.v..(......a..\ky..+......b....}g..NX&.....q.p..JJ....^z"......M)@."....*.7...<d.2...<...X [']
response parsed
:

70 81 93 -- Record Template (EMV Proprietary)
         
93 81 90 -- Signed Static Application Data
                 
41 7c 43 3e 07 08 e7 14 4e ce c1 d3 6b bf 44 09
                 
2e fe 27 3d aa 24 cb 34 c3 77 9e 4f 29 e7 7f 59
                 
10 a9 c5 7e 0c bb e3 73 81 93 b3 51 f5 e4 66 18
                 
75 1f 0a 5f fb 59 c7 76 1f f1 28 8d dd ac a8 86
                 
9b 61 14 b0 5c 6b 79 e4 d3 2b 97 95 c7 b4 ea e4
                 
62 17 1b 05 90 7d 67 09 03 4e 58 26 aa 97 a8 d8
                  ab
71 c5 70 a5 8d 4a 4a f0 a5 a7 06 5e 7a 22 ec
                 
9b d3 a0 06 f2 4d 29 40 9c 22 88 87 c8 14 2a f1
                 
37 da d9 f8 3c 64 96 32 ce ab 8b 3c 1c d1 eb 58 (BINARY)

---------------------------------------------------------------------
[Step 13] Send GET DATA command to find the Application Transaction Counter (ATC)
---------------------------------------------------------------------
80 CA 9F 36 00
response hex    
:
9f 36 02 00 79
response SW1SW2
: 90 00
response ascii  
: .6..y
response parsed
:

9f 36 02 -- Application Transaction Counter (ATC)
         
00 79 (BINARY)

---------------------------------------------------------------------
[Step 14] Send GET DATA command to find the Last Online ATC Register
---------------------------------------------------------------------
80 CA 9F 13 00
response hex    
:
9f 13 02 00 67
response SW1SW2
: 90 00
response ascii  
: ....g
response parsed
:

9f 13 02 -- Last Online Application Transaction Counter (ATC) Register
         
00 67 (BINARY)

---------------------------------------------------------------------
[Step 15] Send GET DATA command to find the PIN Try Counter
---------------------------------------------------------------------
80 CA 9F 17 00
response hex    
:
9f 17 01 03
response SW1SW2
: 90 00
response ascii  
: ....
response parsed
:

9f 17 01 -- Personal Identification Number (PIN) Try Counter
         
03 (BINARY)

---------------------------------------------------------------------
[Step 16] Send GET DATA command to find the Log Format
---------------------------------------------------------------------
80 CA 9F 4F 00
response hex    
:

response SW1SW2
: 6a 81
response ascii  
:
response parsed
:


---------------------------------------------------------------------
[Step 17] VERIFY (PIN)
---------------------------------------------------------------------
00 20 00 80 08 24 12 34 ff ff ff ff ff
response hex    
:

response SW1SW2
: 90 00
response ascii  
:
response parsed
:


---------------------------------------------------------------------
[Step 18] Select application by AID
---------------------------------------------------------------------
00 A4 04 00 07 d5 78 00 00 02 10 10
response hex    
:
6f 2e 84 07 d5 78 00 00 02 10 10 a5 23 50 09 62
61 6e 6b 61 78 65 70 74 87 01 01 5f 2d 02 6e 6f
9f 11 01 01 9f 12 09 62 61 6e 6b 61 78 65 70 74
response SW1SW2
: 90 00
response ascii  
: o....x......#P.bankaxept..._-.no.......bankaxept
response parsed
:

6f 2e -- File Control Information (FCI) Template
     
84 07 -- Dedicated File (DF) Name
            d5
78 00 00 02 10 10 (BINARY)
      a5
23 -- File Control Information (FCI) Proprietary Template
           
50 09 -- Application Label
                 
62 61 6e 6b 61 78 65 70 74 (=bankaxept)
           
87 01 -- Application Priority Indicator
                 
01 (BINARY)
           
5f 2d 02 -- Language Preference
                     
6e 6f (=no)
           
9f 11 01 -- Issuer Code Table Index
                     
01 (NUMERIC)
           
9f 12 09 -- Application Preferred Name
                     
62 61 6e 6b 61 78 65 70 74 (=bankaxept)

---------------------------------------------------------------------
[Step 19] Send GET PROCESSING OPTIONS command
---------------------------------------------------------------------
80 A8 00 00 02 83 00
response hex    
:
80 06 18 00 08 01 01 00
response SW1SW2
: 90 00
response ascii  
: ........
response parsed
:

80 06 -- Response Message Template Format 1
     
18 00 08 01 01 00 (BINARY)

---------------------------------------------------------------------
[Step 20] Send READ RECORD to read SFI 1 record 1
---------------------------------------------------------------------
00 B2 01 0c 00
response hex    
:
70 6e 5a 09 95 78 52 64 12 34 56 78 90 5f 34 01
02 5f 24 03 12 03 29 57 13 95 78 52 64 12 34 56
78 90 d1 20 36 01 12 34 56 78 90 0f 8c 15 9f 02
06 9f 03 06 9f 1a 02 95 05 5f 2a 02 9a 03 9c 01
9f 37 04 8d 17 8a 02 9f 02 06 9f 03 06 9f 1a 02
95 05 5f 2a 02 9a 03 9c 01 9f 37 04 8e 0a 00 00
00 00 00 00 00 00 02 00 9f 0d 05 b0 40 04 88 00
response SW1SW2
: 90 00
response ascii  
: pnZ..xRd.4Vx._4.._$...)W..xRd.4Vx.. 6..4Vx..............._*......7................_*......7.................@...
response parsed
:

70 6e -- Record Template (EMV Proprietary)
     
5a 09 -- Application Primary Account Number (PAN)
           
95 78 52 64 12 34 56 78 90 (NUMERIC)
     
5f 34 01 -- Application Primary Account Number (PAN) Sequence Number
               
02 (NUMERIC)
     
5f 24 03 -- Application Expiration Date
               
12 03 29 (NUMERIC)
     
57 13 -- Track 2 Equivalent Data
           
95 78 52 64 12 34 56 78 90 d1 20 36 01 12 34 56
           
78 90 0f (BINARY)
     
8c 15 -- Card Risk Management Data Object List 1 (CDOL1)
           
9f 02 06 -- Amount, Authorised (Numeric)
           
9f 03 06 -- Amount, Other (Numeric)
           
9f 1a 02 -- Terminal Country Code
           
95 05 -- Terminal Verification Results (TVR)
           
5f 2a 02 -- Transaction Currency Code
           
9a 03 -- Transaction Date
           
9c 01 -- Transaction Type
           
9f 37 04 -- Unpredictable Number
     
8d 17 -- Card Risk Management Data Object List 2 (CDOL2)
           
8a 02 -- Authorisation Response Code
           
9f 02 06 -- Amount, Authorised (Numeric)
           
9f 03 06 -- Amount, Other (Numeric)
           
9f 1a 02 -- Terminal Country Code
           
95 05 -- Terminal Verification Results (TVR)
           
5f 2a 02 -- Transaction Currency Code
           
9a 03 -- Transaction Date
           
9c 01 -- Transaction Type
           
9f 37 04 -- Unpredictable Number
     
8e 0a -- Cardholder Verification Method (CVM) List
           
00 00 00 00 00 00 00 00 02 00 (BINARY)
     
9f 0d 05 -- Issuer Action Code - Default
               b0
40 04 88 00 (BINARY)

---------------------------------------------------------------------
[Step 21] Send GET DATA command to find the Application Transaction Counter (ATC)
---------------------------------------------------------------------
80 CA 9F 36 00
response hex    
:
9f 36 02 01 73
response SW1SW2
: 90 00
response ascii  
: .6..s
response parsed
:

9f 36 02 -- Application Transaction Counter (ATC)
         
01 73 (BINARY)

---------------------------------------------------------------------
[Step 22] Send GET DATA command to find the Last Online ATC Register
---------------------------------------------------------------------
80 CA 9F 13 00
response hex    
:
9f 13 02 01 72
response SW1SW2
: 90 00
response ascii  
: ....r
response parsed
:

9f 13 02 -- Last Online Application Transaction Counter (ATC) Register
         
01 72 (BINARY)

---------------------------------------------------------------------
[Step 23] Send GET DATA command to find the PIN Try Counter
---------------------------------------------------------------------
80 CA 9F 17 00
response hex    
:
9f 17 01 03
response SW1SW2
: 90 00
response ascii  
: ....
response parsed
:

9f 17 01 -- Personal Identification Number (PIN) Try Counter
         
03 (BINARY)

---------------------------------------------------------------------
[Step 24] Send GET DATA command to find the Log Format
---------------------------------------------------------------------
80 CA 9F 4F 00
response hex    
:

response SW1SW2
: 6a 81
response ascii  
:
response parsed
:

======================================
               
[EMVCard]              
======================================
Answer To Reset (ATR)
   
3b 67 00 00 a6 40 40 00 09 90 00
   
Description From Public Database - [Visa card issued by Norway bank DNBNor, VISA Classic - Landkreditt Bank (Norway), VISA Classic - Nordea Bank (Norway)]
   ISO
Compliant Answer To Reset (ATR)
     
Convention - DIRECT
     
Protocol - T=0
     
Historical bytes - a6 40 40 00 09 90 00


   
Directory Definition File
     
Name: 315041592e5359532e4444463031 (=1PAY.SYS.DDF01)
     
Issuer Code Table Index: 1 (ISO-8859-1)
     
Short File Identifier:
         
2 (Governed by the EMV specification)
     
Language Preference (in order of preference):
         
Language: no (Norwegian)
         
Language: en (English)


     
Applications (2 found):

         
Application
            AID
: a1 23 45 67 89 10 10
           
Label: VISA
           
Preferred Name: VISA Classic
           
Application Effective Date: Thu Feb 05 00:00:00 CET 2009
           
Application Expiration Date: Sat Mar 31 00:00:00 CEST 2012
           
Application Version Number: 140
           
Application Currency Code (ISO 4217): 578 (NOK Norwegian Krone)
           
Application Currency Exponent: 2 (Position of the decimal point from the right)
           
Issuer Country Code (ISO 3166-1): 578 (Norway)
           
Application Transaction Counter (ATC): 121
           
Last Online ATC Register: 103
            PIN
Try Counter: 3 (Number of PIN tries remaining)
           
Cardholder Name: SMITH/JOHN                
           
Primary Account Number (PAN) - 5411118888888882
               
Major Industry Identifier = 5 (Banking and financial)
               
Issuer Identifier Number: 541111
               
Account Number: 888888888
               
Check Digit: 2 (Valid)
            PAN
Sequence Number: 1
           
Application Priority Indicator
               
May be selected without cardholder confirmation
               
Selection Priority: 2
           
Application Interchange Profile
               
Static Data Authentication (SDA) supported
               
Dynamic Data Authentication (DDA) not supported
               
Cardholder verification is supported
               
Terminal risk management is to be performed
               
Issuer authentication is supported
               CDA
not supported
           
Application File Locator
               
Application Elementary File
                 
Short File Identifier:
                     
1 (Governed by the EMV specification)
                 
Start Record: 1
                 
End Record: 1
                 
Number of Records Involved In Offline Data Authentication: 0
                 
Record: 1
                     
Length: 79
                     
Involved In Offline Data Authentication: false
               
Application Elementary File
                 
Short File Identifier:
                     
1 (Governed by the EMV specification)
                 
Start Record: 2
                 
End Record: 5
                 
Number of Records Involved In Offline Data Authentication: 1
                 
Record: 2
                     
Length: 82
                     
Involved In Offline Data Authentication: true
                 
Record: 3
                     
Length: 73
                     
Involved In Offline Data Authentication: false
                 
Record: 4
                     
Length: 195
                     
Involved In Offline Data Authentication: false
                 
Record: 5
                     
Length: 150
                     
Involved In Offline Data Authentication: false
           
Application Usage Control
               
Valid for domestic cash transactions
               
Valid for international cash transactions
               
Valid for domestic goods
               
Valid for international goods
               
Valid for domestic services
               
Valid for international services
               
Valid at ATMs
               
Valid at terminals other than ATMs
               
Domestic cashback not allowed
               
International cashback not allowed
           
Processing Options Data Object List
               
Terminal Country Code (2 bytes)
               
Transaction Currency Code (2 bytes)
           
Issuer Public Key Certificate
               
Issuer Identifier: 492564
               CA
Public Key Index: 7
               
Certificate Format: 2
               
Certificate Expiration Date (MMYY): 1214
               
Certificate Serial Number: 00e16d (57709)
               
Hash Algorithm Indicator: 1 (=SHA-1)
               
Issuer Public Key Algorithm Indicator: 1 (=RSA)
               
Hash: b6819d8d5af4034214973edbad1bd2866a550dbb
               
Issuer Public Key
                 
Length: 1152bit
                 
Exponent:
                     
03
                 
Modulus:
                     ba
53 3e b8 ec c9 f9 b8 b2 a3 5e ed 3b e0 3f 7d
                     
3a cf e2 46 a3 4c 8e 75 f5 c7 4a 64 e6 5c 97 cb
                     
4f 2f ab 97 09 cf 7e 12 89 0e af f1 8a 4f cf b4
                     fa
98 18 db c3 be 5f dc 65 91 54 46 cb 86 24 ac
                     
2d 1e 07 72 f2 52 49 02 f9 8b a5 5b 4b 4b 11 00
                     
1e 4e cf b7 0f 12 19 a3 97 12 98 e7 ed c5 b9 2b
                     
8d 44 c9 80 e2 f6 8f 90 8f 9d ad 78 5b c8 f7 38
                     
4c 06 dc dc 35 97 51 d1 d4 31 52 0d f5 ff 2d 43
                     
47 4a 88 60 3c 9e fc a0 66 6a 1a 42 bd f0 a4 f5
           
Card Risk Management Data Object List 1
               
Amount, Authorised (Numeric) (6 bytes)
               
Amount, Other (Numeric) (6 bytes)
               
Terminal Country Code (2 bytes)
               
Terminal Verification Results (TVR) (5 bytes)
               
Transaction Currency Code (2 bytes)
               
Transaction Date (3 bytes)
               
Transaction Type (1 byte)
               
Unpredictable Number (4 bytes)
           
Card Risk Management Data Object List 2
               
Authorisation Response Code (2 bytes)
               
Amount, Authorised (Numeric) (6 bytes)
               
Amount, Other (Numeric) (6 bytes)
               
Terminal Country Code (2 bytes)
               
Terminal Verification Results (TVR) (5 bytes)
               
Transaction Currency Code (2 bytes)
               
Transaction Date (3 bytes)
               
Transaction Type (1 byte)
               
Unpredictable Number (4 bytes)
           
Signed Static Application Data
               
Hash Algorithm Indicator: 1 (=SHA-1)
               
Data Authentication Code: 0123
               
Hash: 74159900848ab829b9f0318950cdad9351e0bfdf
           
Cardholder Verification Method (CVM) List:
               
Cardholder Verification Rule
                 
Rule: Enciphered PIN verified online
                 
Condition Code: If unattended cash
                 
Apply succeeding CV Rule if this CVM is unsuccessful
               
Cardholder Verification Rule
                 
Rule: Plaintext PIN verification performed by ICC
                 
Condition Code: If terminal supports the CVM
                 
Apply succeeding CV Rule if this CVM is unsuccessful
               
Cardholder Verification Rule
                 
Rule: If transaction is in the application currency and is under 0.00 value
                 
Condition Code: If terminal supports the CVM
                 
Apply succeeding CV Rule if this CVM is unsuccessful
               
Cardholder Verification Rule
                 
Rule: Enciphered PIN verified online
                 
Condition Code: If terminal supports the CVM
                 
Apply succeeding CV Rule if this CVM is unsuccessful
               
Cardholder Verification Rule
                 
Rule: If transaction is in the application currency and is over 0.00 value
                 
Condition Code: Always
                 
Fail cardholder verification if this CVM is unsuccessful
           
Static Data Authentication Tag List
               
Application Interchange Profile
           
Track 1 Discretionary Data:
               
323439353030303030303030303030313031303030303030 (ASCII: 249500000000000101000000)
           
Track 2 Equivalent Data:
               
Primary Account Number (PAN) - 5411118888888882
                 
Major Industry Identifier = 5 (Banking and financial)
                 
Issuer Identifier Number: 541111
                 
Account Number: 888888888
                 
Check Digit: 2 (Valid)
               
Expiration Date: Wed Feb 29 00:00:00 CET 2012
               
Service Code: 201
               
Discretionary Data: 1234567890000
           
Service Code: 201
           
Language Preference (in order of preference):
               
Language: no (Norwegian)
               
Language: en (English)
           
Issuer Code Table Index: 1 (ISO-8859-1)
           
Issuer Action Code - Default:
               
11110000
               
00100000
               
00100100
               
00101000
               
00000000
           
Issuer Action Code - Denial:
               
00000000
               
01010000
               
10000000
               
00000000
               
00000000
           
Issuer Action Code - Online:
               
11110000
               
00101000
               
00111100
               
11111000
               
00000000

         
Application
            AID
: d5 78 00 00 02 10 10
           
Label: bankaxept
           
Preferred Name: bankaxept
           
Application Expiration Date: Thu Mar 29 00:00:00 CEST 2012
           
Application Transaction Counter (ATC): 115
           
Last Online ATC Register: 114
            PIN
Try Counter: 3 (Number of PIN tries remaining)
           
Primary Account Number (PAN) - 957852641234567890
               
Major Industry Identifier = 9 (For assignment by national standards bodies)
               
Country Code (ISO 3166-1): 578 (=Norway)
               
Issuer Identifier Number: 957852
               
Account Number: 64123456789
               
Check Digit: 0 (Valid)
            PAN
Sequence Number: 2
           
Application Priority Indicator
               
May be selected without cardholder confirmation
               
Selection Priority: 1
           
Application Interchange Profile
               
Static Data Authentication (SDA) not supported
               
Dynamic Data Authentication (DDA) not supported
               
Cardholder verification is supported
               
Terminal risk management is to be performed
               
Issuer authentication is not supported
               CDA
not supported
           
Application File Locator
               
Application Elementary File
                 
Short File Identifier:
                     
1 (Governed by the EMV specification)
                 
Start Record: 1
                 
End Record: 1
                 
Number of Records Involved In Offline Data Authentication: 0
                 
Record: 1
                     
Length: 112
                     
Involved In Offline Data Authentication: false
           
Card Risk Management Data Object List 1
               
Amount, Authorised (Numeric) (6 bytes)
               
Amount, Other (Numeric) (6 bytes)
               
Terminal Country Code (2 bytes)
               
Terminal Verification Results (TVR) (5 bytes)
               
Transaction Currency Code (2 bytes)
               
Transaction Date (3 bytes)
               
Transaction Type (1 byte)
               
Unpredictable Number (4 bytes)
           
Card Risk Management Data Object List 2
               
Authorisation Response Code (2 bytes)
               
Amount, Authorised (Numeric) (6 bytes)
               
Amount, Other (Numeric) (6 bytes)
               
Terminal Country Code (2 bytes)
               
Terminal Verification Results (TVR) (5 bytes)
               
Transaction Currency Code (2 bytes)
               
Transaction Date (3 bytes)
               
Transaction Type (1 byte)
               
Unpredictable Number (4 bytes)
           
Cardholder Verification Method (CVM) List:
               
Cardholder Verification Rule
                 
Rule: Enciphered PIN verified online
                 
Condition Code: Always
                 
Fail cardholder verification if this CVM is unsuccessful
           
Track 2 Equivalent Data:
               
Primary Account Number (PAN) - 957852641234567890
                 
Major Industry Identifier = 9 (For assignment by national standards bodies)
                 
Country Code (ISO 3166-1): 578 (=Norway)
                 
Issuer Identifier Number: 957852
                 
Account Number: 64123456789
                 
Check Digit: 0 (Valid)
               
Expiration Date: Wed Feb 29 00:00:00 CET 2012
               
Service Code: 601
               
Discretionary Data: 12345678900
           
Language Preference (in order of preference):
               
Language: no (Norwegian)
           
Issuer Code Table Index: 1 (ISO-8859-1)
           
Issuer Action Code - Default:
               
10110000
               
01000000
               
00000100
               
10001000
               
00000000

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                FINISHED              
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